Get Kia Financing Even if You Have Bad Credit, No Credit, or Bankruptcies! Freehold Kia and Toms River Kia recently opened up a brand new Special Financing division to care for our customers that seek bad credit car loans in New Jersey. We staff auto loan finance managers that have extensive experience with credit challenges, and because of our high volume of both good and bad credit auto financing, we can offer special rates and terms that other local area bad credit car dealerships cannot. Our financing experts have access to a vast network of 15 lending institutions that specialize in car loans for those who have credit issues. This enables us to shop around and find the best deal for your individual financial situation and allows you to choose multiple options for you.
How to Finance a Kia in NJ With Bad Credit:
- Assess your credit history. You should review your credit report at least once a year to make sure everything is accurate. If you have a copy of your credit report, the financial specialists at our NJ Kia dealerships will be glad to help you review it.
- Set your limit. Review your finances before speaking with our financial specialists to calculate how much you want to pay each month. This helps our finance team work with you budget in mind an enables you to obtain the best car loan to suit your budget.
- Organize yourself. Have proof of employment and a general idea of your income so that we can get you the most affordable Kia financing possible.
- Keep your credit clean. If you are If you are looking for a bad credit car loan, it’s a good idea to ensure that your payments are made on time moving forward. You can actually utilize your bad credit car loan to your advantage and help improve your credit!
Four Steps to Yes!
We make it simple to get approved for a bad credit car loan.
- 1.Fill out our financial application right here on our website to get pre-approved.
2.After you send your application, one of our finance specialists will process your request. Same day approvals are common – so expect a call from us!
3.Our finance specialists will inform you of any additional required documentation needed to complete your application and will create an appointment for you.
4.Visit our dealership, shop around for the automobile that suits your needs and lifestyle and close your loan. You can be the proud owner of your very own vehicle in less than 24 hours! Rebuild your credit while enjoying the Kia vehicle of your dreams. We can help provide you with the bad credit car loan you need. Fill out our special financing application, or simply contact us by clicking here or calling (732) 200-1306 for more information.